SuperTRUMP Customizations

Money Center, Regional, and Community Banks

Leading global and local banks need sophisticated, centrally-controlled modeling and pricing equipment finance solutions tailored to the banking environment, including capabilities for parent company policies and regulations.

For over 40 years, Ivory Consulting has helped banks develop effective equipment lease and loan modeling and pricing practices to create the most profitable transactions possible.

We specialize in incorporating tax effects and risk associations into your transactions, including how they should be valued.

Independent Equipment Finance Companies

Many independent equipment finance companies incorporate vendor programs as a major component of their sales and marketing strategies. Maintaining and developing those vendor relationships is an important element in achieving year-over-year sustainable growth.

Ivory Consulting has helped top Monitor 100 independent equipment finance companies develop vendor program best practices by streamlining business processes and bringing consistent pricing and performance metrics across the organization.

Captive Financial Institutions

Top captive financial institutions use automated, up-to-date inventory systems and global taxation databases to maintain a competitive advantage. All of this information can be input into SuperTRUMP for accurate pricing, allowing a parent company to sell to its subsidiary and in some cases, deferring gains and realizing a targeted profit margin.

Additionally, having manufacturing incentives in place allows the parent and the subsidiary to share the benefit of their cooperative efforts, which results in a successful deal to the lessee. Using SuperTRUMP to process an incentive pricing program gives your organization the tools to maximize its subsidy yield and place competitive marketplace bids.

Ivory Consulting works with leading captive finance companies to create sophisticated, centrally-controlled modeling and pricing solutions tailored to your captive environment, including capabilities for parent company incentives and subsidies that generate the most profitable transactions possible on an after-tax basis.

Ivory Consulting works with international lessors and lenders across Europe, Asia, North America and Australia to implement sophisticated, centrally-controlled equipment lease and loan modeling and pricing solutions tailored to local environments, including up-to-date global tax regulations, accounting rules and Basel requirements (1).

SuperTRUMP is designed to model and price complex leases and loans for international banks, captives and independent financial institutions – whether based in the U.S. and operating through foreign subsidiaries or headquartered outside of the U.S.

U.S. Headquartered Equipment Lessors & Lenders Operating Globally Through Foreign Subsidiaries

For more than 40 years, Ivory Consulting has worked with American equipment lessors and lenders to implement pricing best practices for use in their foreign subsidiaries, ensuring international tax and regulatory compliance (1) while at the same time maintaining compliance with U.S. standards.

Consolidating foreign-originated transactions headquartered in the U.S. is easy with SuperTRUMP. Using pre-determined templates, foreign subsidiaries are able to structure equipment leases and loans compliant with both local and home office standards.

In most cases, foreign subsidiaries pricing deals locally must follow Generally Accepted Accounting Principles (GAAP) standards, which are not recognized in all countries. SuperTRUMP enables a foreign subsidiary to price a deal internationally and then conform it to GAAP.

Equipment Lessors & Lenders Headquartered Outside of the U.S.

For equipment finance companies based outside of the United States, whether they do business in the U.S. or not, SuperTRUMP is compliant with many local tax laws and regulations.

Currently, equipment lessors and lenders based in countries other than the U.S. use SuperTRUMP configured for one or more local environments to model and price equipment leases and loans. SuperTRUMP includes over 40 depreciation methods and all applicable Basel I, II & III requirements (1).

SuperTRUMP can be configured to work in most international environments and its flexibility allows it to easily integrate with the lease and loan accounting systems used globally, maximizing internal efficiencies and streamlining workflow processes.

International Regulations

Regulatory Capital – Basel I, Basel II & Basel III Requirements

European equipment lessors must be compliant with Basel I, Basel II, and Basel III Regulatory Capital requirements.

SuperTRUMP’s regulatory capital calculations are maintained with up-to-date standards ensuring that all pricing calculations are compliant with all applicable Basel requirements.

Canadian Taxation

SuperTRUMP is compliant with Canadian depreciation and provincial tax laws. The software calculates equipment lease pricing using Canadian prescribed leases, then creates reports that calculate GST, PST, HST, and QST on equipment finance loans.

Global Depreciation

SuperTRUMP includes over 40 depreciation methods used in more than 25 countries. Any depreciation method used in any country can be added – free of charge.

(1) Ivory Consulting Corporation does not offer tax advice. Please consult your tax professional for tax advice and counsel.